We understand that most people don’t have the extra cash lying around for a motorcycle, so Timpanogos H-D® has financing available, which allows you to pay for your motorcycle over time. In fact, about 70 percent of motorcyclists finance their Harleys.
At the Timpanogos Harley-Davidson® Finance and Insurance Department, the process is simple: If you provide a minimum down payment and your credit is approved, you can take advantage of our Harley-Davidson® Credit financing and ride off the lot the same day!
Timpanogos H-D® has finance and insurance experts who can personalize your financing, according to your particular needs. We offer flexible payment options and individualized financing for all types of credit, and we can arrange Harley-Davidson® Credit financing for you right there on the spot, during your visit.
And even if you’re planning to add motorcycle insurance, our Harley-Davidson® Extended Service Plan, some MotorClothes® apparel, and other parts and accessories, you can get everything you need and still only make one payment monthly.
With Harley-Davidson® Credit, you can finance a new or pre-owned motorcycle, as well as the items listed below:
- Extended Service Protection
- Harley-Davidson® Cycle Insurance
- Payment protection plan
- Finance protection plan
- MotorClothes® apparel
- Parts and accessories
When you finance these items within your loan, you insulate yourself from having the expense of additional purchases in the future.
A Word About Ownership
Your name is listed on the title when you finance the purchase of your motorcycle. When the loan is repaid, you become the outright owner. And you may sell or trade your motorcycle any time.
Each new Harley-Davidson® motorcycle that’s previously untitled has a free, two-year, manufacturer’s limited warranty. The warranty period begins on the date of purchase, and it safeguards you from the cost of any service issues caused by parts found under normal use that were defective in factory materials or from workmanship. Regular maintenance items are excluded. Harley-Davidson® parts that are installed at the time of purchase are also covered by the manufacturer’s warranty.
HARLEY-DAVIDSON® EXTENDED SERVICE PLAN
The Harley-Davidson® Extended Service Plan covers nearly all California-approved Harley-Davidson® systems and major parts (numbering about 1,100). The H-D® Extended Service Plan also covers reimbursements for rental vehicles, towing expenses and even lodging and meals, if you’re stuck somewhere far from home. It is essential that you get the H-D® Extended Service Plan prior to your factory warranty expiring, because once it expires, there’s no way to obtain this coverage any longer at any price. The H-D® Extended Service Plan must be acquired the same day that you purchase pre-owned motorcycles.
If you decide to sell your motorcycle before the coverage ends, you can easily transfer any remaining coverage to the new owner at no extra cost (a selling feature that can help you get a higher resale value). For any covered repair, all you need to pay is a $50 deductible per claim. This coverage is a wise investment because the cost of a repair could easily be greater than purchasing the H-D® Extended Service Plan.
Any coverage for pre-owned motorcycles begins the same day you buy the motorcycle and service contracts. But for new motorcycles, the Expense Reimbursement Package and the optional Tire and Wheel Coverage start the same day your factory warranty begins. And the day after your factory warranty expires is when your Mechanical Breakdown coverage begins.
GUARANTEED ASSET PROTECTION (GAP)
If your motorcycle is stolen or totaled in an accident, your insurance company may only reimburse you for its cash value, and this amount could be significantly less than the remaining balance on your loan. This difference between what your insurance company will pay and the outstanding amount of your loan is referred to as the “gap,” and that gap is money that will have to come out of your pocket, unless you have the H-D® Guaranteed Asset Protection (GAP) Plan. This plan could save you up to $25,000 and can even cover your insurance company’s deductible up to $1,000. The H-D® GAP Plan can even give you the option of receiving $1,000 credit toward your next purchase of a new motorcycle.
DEBT PROTECTION PLAN
If you lost your job or could no longer work, you could face financial hardship which is why we have the Harley-Davidson® Debt Protection Plan, which is comprised of three crucial benefits:
- Involuntary Unemployment – This benefit provides protection from a period of unemployment.
- Total Disability Protection – This benefit provides protection if an illness or injury prevents you from working.
- Accidental Loss of Life – This benefit aids your family if the unthinkable should occur.
The cost of this service is determined by your total loan amount. Please ask our finance and insurance experts for more information.
Our team here at Timpanogos Harley-Davidson® is here to answer your questions and help you with financing your motorcycle with H-D® Credit. You can download a credit application here. Bring it to us, mail it or use fax: